Truv

Truv unlocks the power of consumer-permissioned data to empower organizations to make confident decisions. With the safest and most reliable API connections to payroll accounts, it enables income, employment, and insurance verification for lenders while consumers benefit from quicker approvals and a better overall experience. 

As a one-stop solution powering income, employment, and insurance verification for the US workforce, it integrates with 50+ payroll providers and 9,200 directly with employers (10X industry average), including 120M working Americans, 96% of Fortune 1000 companies, 95% of the Federal Government, and 83% of the largest US private organizations.

Truv’s mission is to put data back in the hands of consumers.

The financial system is largely controlled by credit scores, which create financial inequality by being an inaccurate determination of someone’s ability to repay a loan. Lenders attempt to combat this by collecting income and employment data to augment a traditional credit score.

Unfortunately, the income and employment verification industry has been controlled by an organization who purchases consumer data without consumer permission and resells the data at a profit. The data sold often excludes large portions of the U.S. population and is largely inaccurate.

Truv is on the mission to put data back in the hands of consumers. We believe that consumer permissioned data is a direct path to financial freedom and equality.