Pesa

Pesa is a globally regulated fintech born from a personal need for better, safer cross-border payments. Founded by a team of Canadian software engineers, Pesa provides instant, zero-fee transfers and multi-currency wallets. Regulated by FINTRAC, FinCEN, and the CBN, we combine bank-grade security with a 'local-feel' experience to help global citizens dare to go further.

We’re a digital Cross-border financial service provider for people who dare to go further
The decision to explore opportunities beyond borders is not an easy one as it often involves leaving behind loved ones, familiar places, and a way of life that has been nurtured over time.

Yet, we believe that this decision is also a testament to the strength and courage of these individuals who Dare to go further for their dreams and the opportunity to explore new possibilities for a better life for themselves and their loved ones.

Our Story
A story behind the transaction that led to the genesis of Pesa.
The one profound aspect of being Nigerians living in Canada is a core principle that was instilled in our upbringing – a feeling of duty. Like many others who live abroad, we felt responsible for supporting our families and communities back home.

Tolu, now CEO of Pesa, needed to send money to Nigeria from Canada to support his brother's dreams of studying abroad. So, he opted for a cross-border payment provider to transfer the funds. And later discovered a group that offered better exchange rates. However, the risks were evident — there was no security and funds could disappear.

Frustrated by unfair rates and feeling vulnerable on an unsecured platform, Tolu reached out to his friends Yusuf Yakubu, Adewale Afolabi and Clement Ojo, all software programmers and now co-founders of Pesa. Together, they aimed to bridge the gap between unfair rates and risky informal money transfers.


We imagine a world where people can explore opportunities without borders and without the fear of losing touch with those they care about - and we need people we can co-create this world with.
As the world becomes more explorable and accessible, people will need a bridge between them and the worlds they care most about. And that’s why we need your help in realizing our goals to:


We also utilize secure communication protocols, like SSL and secure network configurations to protect transmitted data.


Serve as a stop-gap financial solution for individuals who recently arrived in host countries before they can be financially integrated.